unepfi-非洲金融部门的气候风险监管和相关私营部门举措（英）-2021.11-45正式版.docx

ClimateriskregulationinAfrica,sfinancialsectorandrelatedprivatesectorinitiativesBaseline study November 2021GLOBALCENTER ONADAPTATIONThis report was prepared by the following organisations:About心口* UeVEL0f*VEH' BANK GROUPGLOBALCENTER ON ADAPTATIONUN®eviromnifinanceprotM<mMtt*UvTheAfricanDevelopmentBank(AfDB)isamultilateraldevelopmentfinanceinstitutionestablishedin1964withthemissiontohelpreducepoverty,improvelivingconditionsforAfricans,andmobiliseresourcesforthecontinentsenomicandsocialdevelopment.TheinstitutionaimsatassistingAfricancountries-individuallyandcollectively-intheireffortstoachievesustainableeconomicdevelopmentandsocialprogress.Tothisend,theBankseekstostimulateandmobiliseinternalandexternalresourcestopromoteinvestmentsaswellasprovideitsregionalmembercountrieswithtechnicalandfinancialassistance.www.afdb.orgTheGlobalCenteronAdaptation(GCA)isaninternationalorganisation,hostedbytheNetherlands,whichworksasasolutionsbrokertoaccelerateactionandsupportforadaptationsolutionsfromtheinternationaltothelocal,inpartnershipwiththepublicandprivatesectors,toensuretoensurethattheglobalcommunitylearnsfromeachotherandworkstogether.www.gca.orgUnitedNationsEnvironmentProgramme-FinanceInitiative(UNEPFl)isapartnershipbetweenUNEPandtheglobalfinancialsectortomobiliseprivatesectorfinanceforsustainabledevelopment.UNEPFlworkswithmorethan400members,includingbanks,insurers,investors,andover100supportinginstitutions,tohelpcreateafinancialsectorthatservespeopleandplanetwhiledeliveringpositiveimpacts.ByleveragingtheUN'srole,UNEPFlacceleratessustainablefinance.www.unepfi.orgContentsDisclaimerI5AcknowledgementsI5ExecutivesummaryI61IKeyinsights1.1 Context,objectives,andscopeofthestudy1.1.1 AfricaisoneofthemostexposedregionstoI10fromtheregulatoryclimatechangewithhalfofthe10countriesmostaffectedbyclimatechangelocatedbaselinestudyonthecontinent1.1.2FinancialsectorconsiderationsofclimatechangeriskshavegainedmomentumgloballyinI10thepast10years1.1.3Takingstockofthestatusofclimate-riskintegrationinfinancialsectorprudentialregulatoryframeworksacrossselectedI12Africancountries1.2Perspectivesontheintegrationofclimateriskbyregulators,supervisors,andprivatesectorI16playersacrossAfrica1.2.1Climateriskisatoppriorityforalmost17allauthorities1.2.2Whilemostauthoritiesarecurrentlydefiningtheirapproachesonclimaterisk,fewcountries17haveissuedbindingregulationstodate1.2.3Authoritiesareconsideringadditionalregulatorymeasurestostrengthenthefinancialindustry's18integrationofclimaterisk1.2.4Keychallengesincludealackofdata,internalcapabilities,internationalstandards,20andcommonmethodologies1.2.5CollaborationandtechnicalassistanceareconsideredpowerfulenablerstostrengthenI21climateriskmanagement221.3Outlook:potentialactionsforstakeholders232ICountryprofiles2.1Countryanalysis-DemocraticRepublicoftheCongo(DRC)242.1.1Financialstabilityarchitecture242.1.2Climaterisk-relatedinitiatives242.2Countryanalysis-Egypt242.2.1Financialstabilityarchitecture242.2.2Climaterisk-relatedinitiatives252.3Countryanalysis-Ghana252.3.1Financialstabilityarchitecture252.3.2Climaterisk-relatedinitiatives262.4Countryanalysis-Kenya272.4.1Financialstabilityarchitecture272.4.2Climaterisk-relatedinitiatives272.5Countryanalysis-Mali292.5.1Financialstabilityarchitecture292.5.2Climaterisk-relatedinitiatives292.6Countryanalysis-Mauritius292.6.1Financialstabilityarchitecture292.6.2Climaterisk-relatedinitiatives302.7Countryanalysis-Morocco312.7.1Financialstabilityarchitecture312.7.2Climaterisk-relatedinitiatives312.8Countryanalysis-Nigeria322.8.1Financialstabilityarchitecture322.8.2Climaterisk-relatedinitiatives332.9Countryanalysis-Rwanda342.9.1Financialstabilityarchitecture342.9.2Climaterisk-relatedinitiatives342.10Countryanalysis-SouthAfrica352.10.1Financialstabilityarchitecture352.10.2Climaterisk-relatedinitiatives352.11Countryanalysis-Tunisia372.11.1Financialstabilityarchitecture372.11.2Climaterisk-relatedinitiatives372.12Countryanalysis-Zimbabwe382.12.1Financialstabilityarchitecture382.12.2Climaterisk-relatedinitiatives38Abbreviationsandacronyms39References40Methodology42Appendix-Detailedregulationanalysis43TableofFiguresFigure1:Transmissionchannelsfromclimateriskstofinancialrisks110Figure2:Halfofthe10countriesmostaffectedbyclimatechangeareinAfrica111Figure 3: NGFScommitmentsforclimate-relatedrisks113Figure 4: 20+interviewswithauthoritiesandprivateplayerscovering10+countrieswereorganisedbetweenSeptember-October2021116Figure 5: Alargemajorityofauthoritiesareconsideringc